While there is a great variety of options in retirement housing, one type of retirement community was specifically developed to accommodate the changing needs of mature adults. At continuing care retirement communities (CCRC's), residents move in when they can easily manage on their own and enjoy the bountiful amenities and activities these communities offer.

In return for an entrance fee and a monthly maintenance fee, the communities agree to provide care for the residents for the rest of their lives - regardless of how much assistance they may come to require.

Communities vary in the services and amenities they provide to residents in independent living, but most provide at least one meal each day. Transportation, housekeeping services, libraries, beauty/barbershops, are usually standard, along with fitness, wellness and activity programs designed to keep residents health, physically fit and socially active.

Regardless of the services and amenities offered to independent residents, all CCRC's provide several levels of supportive services. The two basic levels are assisted living, for those who need help with everyday activities such as bathing and dressing, and skilled nursing care, for those who need nursing attention around the clock.

When evaluating communities, assess the facility in terms of quality of services and financial stability. Most facilities encourage an overnight visit to provide potential residents a glimpse of the community's lifestyle.